Protect the business you've built. We design commercial coverage that fits your industry, your size, and your risk — not a generic package.
From solo contractors to established companies, we've been helping local businesses get the right coverage since 1990.
Covers claims of bodily injury or property damage caused by your business operations, products, or completed work.
Protects your building, equipment, inventory, and other physical assets from fire, theft, and other covered losses.
Coverage for vehicles used in your business — from one work truck to a full fleet.
Required in Pennsylvania for most employers — covers medical expenses and lost wages for on-the-job injuries.
Bundles general liability and commercial property into one convenient, cost-effective policy for small businesses.
Extra liability protection beyond your standard policy limits — critical when the stakes are high.
Some businesses have exposures a general policy simply doesn't address. If you're in one of these, start here:
Tools and equipment, builders risk, completed operations, and same-day certificates of insurance.
Learn MoreEquipment breakdown, food contamination, liquor liability, and business income.
Learn MoreLiquor liability, tank and glycol breakdown, product contamination and withdrawal.
Learn MoreDwelling fire policies, loss of rents, and landlord liability for rentals and apartments.
Learn MoreCoverage for customers' vehicles in your care — the gap most shop policies miss.
Learn MoreWe've worked with contractors, retailers, professional services, restaurants, and more across Allegheny and Westmoreland Counties. We understand the local risks and the coverage requirements for Pennsylvania businesses.
We'll audit your current coverage, identify gaps and overlaps, and make sure you're protected without overpaying for things you don't need.
Pennsylvania law requires workers' compensation insurance for most businesses with employees. Commercial auto coverage is required for vehicles used for business purposes. Beyond legal requirements, general liability and commercial property protection are strongly recommended for virtually every business operating in the state.
A BOP bundles general liability and commercial property insurance into one policy, typically at a lower combined cost than buying each separately. It simplifies your coverage into a single policy with one renewal date and is ideal for most small to mid-size businesses.
If you have clients, provide services, or make products — yes. Your homeowners policy does NOT cover business-related liability. General liability protects you if a client is injured, if you damage a client's property, or if you're sued over your work. It's one of the most fundamental protections any business owner should carry.
Business insurance costs vary based on your industry, annual revenue, number of employees, and coverage needs. A basic Business Owner's Policy for a small business can start around $50–$100 per month. We provide free, no-obligation quotes tailored to your specific business — contact us to find out what your coverage would cost.
Commercial umbrella insurance provides extra liability coverage above and beyond your standard policy limits. If a large claim exceeds your general liability limit, the umbrella covers the difference — up to the umbrella's limit. It's one of the most cost-effective ways to protect your business from a catastrophic loss.
One Agent for Everything
Many of our business clients also bundle their personal home and auto coverage with us — one agency to call for all your insurance needs, personal and professional.